Need to spend more to grow retail health: Niva Bupa CEO

Niva Bupa CEO Krishnan Ramachandran highlights a key issue in India's health insurance market. He explains that loss-making corporate group policies are cross-subsidised by retail health insurance. This practice, rather than high acquisition costs, is impacting retail insurance penetration.

Jan 30, 2026 - 22:30
 0
Need to spend more to grow retail health: Niva Bupa CEO
Niva Bupa CEO Krishnan Ramachandran highlights a key issue in India's health insurance market. He explains that loss-making corporate group policies are cross-subsidised by retail health insurance. This practice, rather than high acquisition costs, is impacting retail insurance penetration.

What's Your Reaction?

like

dislike

love

funny

angry

sad

wow