NPS vs UPS: Should you go for Unified Pension Scheme or stay in New Pension System? Find out what works better for government employees

UPS vs NPS: Government employees now have until September 30 to choose between the New Pension System (NPS) and the Unified Pension Scheme (UPS), with clarification that both offer similar tax benefits. NPS, a market-linked option, suits younger individuals comfortable with risk, while UPS guarantees a minimum, inflation-indexed pension, ideal for those nearing retirement.

Jul 21, 2025 - 01:30
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NPS vs UPS: Should you go for Unified Pension Scheme or stay in New Pension System? Find out what works better for government employees
UPS vs NPS: Government employees now have until September 30 to choose between the New Pension System (NPS) and the Unified Pension Scheme (UPS), with clarification that both offer similar tax benefits. NPS, a market-linked option, suits younger individuals comfortable with risk, while UPS guarantees a minimum, inflation-indexed pension, ideal for those nearing retirement.

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