One MobiKwik Stock Price Jumps 19% After Q3 Results: Here’s Why

Synopsis: One MobiKwik Systems reports 7.23% YoY revenue growth and turns to a ₹4.05 crore profit in Q3 FY26, converting losses seen in both Q3 FY25 and Q2 FY26.

This small-cap stock, engaged in providing digital payments, mobile wallet services, buy-now-pay-later (BNPL) credit, financial products, and merchant solutions through its MobiKwik platform, jumped 19.07 percent after the company announced its strong December quarterly results.

With a market capitalization of Rs. 1,804.82 crores, the share of One Mobikwik Systems Limited has reached an intraday high of Rs. 236.35 per equity share, rising nearly 19.07 percent from its previous day’s close price of Rs. 198.50. Since then, the stock has retreated and is currently trading at Rs. 229.45 per equity share. 

Q3 FY26 Result

Coming into the quarterly results of One Mobikwik Systems Limited, the company’s consolidated revenue from operations increased by 7.23 percent YOY, from Rs. 269.48 crore in Q3 FY25 to Rs. 288.95 crore in Q3 FY26, and grew by 6.94 percent QoQ from Rs. 270.21 crore in Q2 FY26.

In Q3 FY26, One Mobikwik Systems Limited’s consolidated net profit converted from negative to positive, reaching a net profit of Rs. 4.05 crore compared to a net loss of Rs. 55.28 crore during the same period last year. As compared to Q2 FY26, the net loss turned into a net profit, from Rs. 28.62 crore.

The basic earnings per share converted from negative to positive and stood at Rs.0.52 as against Rs. -9.48 recorded in the same quarter in the previous year, FY2025.

One Mobikwik Systems Limited’s revenue has grown at a CAGR of 30.63 percent over the last five years. In terms of return ratios, the company’s ROCE and ROE stand at -13.1 percent and -31.3 percent, respectively. One Mobikwik Systems Limited debt-to-equity ratio is 0.69x.

Revenue Segment for Q3 FY26

In Q3 FY26, One Mobikwik Systems Limited’s total revenue reached Rs. 297.2 crore, led by the Payments Business contributing Rs. 223.7 crore, while Financial Services added Rs. 65.2 crore and other income stood at Rs. 8.3 crore, reflecting strong segmental performance and balanced revenue growth across business verticals.

UPI Transactions Growth

One Mobikwik Systems Limited recorded sharp acceleration in customer-initiated UPI transactions, rising from 54.09 million in Q3 FY25 to 77.65 million in Q4 FY25 and 100.05 million in Q1 FY26. The growth continued to 138.26 million in Q2 FY26 and 172.9 million in Q3 FY26, marking 3.2x YoY expansion. With 220 percent YoY growth versus the industry’s 29 percent, MobiKwik ranks among India’s top five fastest-growing UPI apps.

Business Highlights

One MobiKwik Systems Limited continues to strengthen its position in India’s digital payments ecosystem, serving over 186.6 million registered users and more than 4.79 million merchants. Positioned as India’s largest digital wallet, the company ranks #1 in wallet services and #7 in bill payments, and is among the top five fastest-growing UPI apps.

One Mobikwik Systems Limited was founded in 2009 and is headquartered in Gurugram, India. The company operates as a leading fintech company offering digital financial services via the MobiKwik app. It provides mobile wallet services, UPI payments, bill payments, recharges, and merchant acquiring solutions to millions of users and businesses. 

The company also offers Zip buy-now-pay-later credit, personal loans, and insurance products, leveraging AI and data analytics for seamless transactions. MobiKwik focuses on financial inclusion, serving urban and rural customers with innovative payment gateways and loyalty programs.

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