Top 10 Best Performing Mutual Funds with Highest Returns in Last 10 Years – Do You Own Any?

Synopsis- Mutual funds offer diversification, growth potential, and long-term wealth creation. Explore the top 10 mutual funds that delivered the highest SIP and lump sum returns over the last 10 years. When you invest through SIPs, you put in money every month. Each month, the money invested purchases funds at different prices. XIRR depicts the […] The post Top 10 Best Performing Mutual Funds with Highest Returns in Last 10 Years – Do You Own Any? appeared first on Trade Brains.

Jul 12, 2025 - 09:30
 0
Top 10 Best Performing Mutual Funds with Highest Returns in Last 10 Years – Do You Own Any?
Top 10 Best Performing Mutual Funds with Highest Returns in Last 10 Years – Do You Own Any?

Synopsis- Mutual funds offer diversification, growth potential, and long-term wealth creation. Explore the top 10 mutual funds that delivered the highest SIP and lump sum returns over the last 10 years.

When you invest through SIPs, you put in money every month. Each month, the money invested purchases funds at different prices. XIRR depicts the average yearly profit percentage earned on invested money over time. Here are the top performing mutual funds in the last decade:

1. Quant Small Cap Direct Growth

  • 10-Year SIP XIRR: 26.80%
  • AUM: ₹28,205 Crores as on 10-07-2025
  • Expense Ratio : 0.65%
  • NAV: ₹285.02
  • Minimum Lump Sum: ₹5,000
  • Minimum SIP: ₹1,000
  • This small cap fund has delivered the highest SIP returns in the last 10 years. It is best suited to aggressive investors who seek high returns in spite of market volatility.

2. Nippon India Small Cap Direct Growth

  • 10-Year SIP XIRR: 25.07%
  • AUM: ₹66,601 Crores as on 10-07-2025
  • Expense Ratio : 0.64%
  • NAV: ₹194.41
  • Minimum Lump Sum: N/A
  • Minimum SIP: ₹100
  • This popular small-cap fund is ideal for those who aim to generate maximum returns on SIP with minimum investment.

3. Quant Infrastructure Direct Growth

  • 10-Year SIP XIRR: 24.72%
  • AUM: ₹3,370 Crores as on 10-07-2025
  • Expense Ratio : 0.65%
  • NAV: ₹41.89
  • Minimum Lump Sum: ₹5,000
  • Minimum SIP: ₹1,000
  • A perfect choice among investors who want thematic mutual funds on infrastructure development projects of India.

4. Motilal Oswal Midcap Fund Direct Growth

  • 10-Year SIP XIRR: 23.90%
  • AUM: ₹33,053 Crores as on 10-07-2025
  • Expense Ratio : 0.68%
  • NAV: ₹117.86
  • Minimum Lump Sum: ₹500
  • Minimum SIP: ₹500
  • The most effective mid-cap mutual fund in India, ideal for investors who seek balanced risk  and solid growth.

5. Quant ELSS Tax Saver Direct Growth

  • 10-Year SIP XIRR: 23.51%
  • AUM: ₹11,329 Crores as on 10-07-2025
  • Expense Ratio : 0.51%
  • NAV: ₹414.77
  • Minimum Lump Sum: ₹500
  • Minimum SIP: ₹500
  • Best Mutual Fund in the ELSS segment offering great returns with tax deductions.

Also read: Is ₹2 Lakhs per Month Enough to Raise a Family Comfortably in Bengaluru in 2025?

6. ICICI Prudential Infrastructure Direct Growth

  • 10-Year SIP XIRR: 23.50%
  • AUM: ₹8,042 Crores as on 10-07-2025
  • Expense Ratio : 1.14%
  • NAV: ₹215.86
  • Minimum Lump Sum: ₹5,000
  • Minimum SIP: ₹100
  • A great choice for thematic investors  focused on India’s Infrastructure.

7. Invesco India Infrastructure Direct Growth

  • 10-Year SIP XIRR: 23.41%
  • AUM: ₹1,605 Crores as on 10-07-2025
  • Expense Ratio : 0.84%
  • NAV: ₹78.58
  • Minimum Lump Sum: ₹1,000
  • Minimum SIP: ₹500
  • Another Infra themed Mutual Fund that but with a comparative less exit load than ICICI Prudential Infrastructure Direct Growth 

8. Invesco India MidCap Direct Growth

  • 10-Year SIP XIRR: 23.36%
  • AUM: ₹7,423 Crores as on 10-07-2025
  • Expense Ratio : 0.63%
  • NAV: ₹216.55
  • Minimum Lump Sum: ₹1,000
  • Minimum SIP: ₹500
  • One of the best mid cap mutual funds in India for investors seeking long term growth.

9. Edelweiss MidCap Direct Growth

  • 10-Year SIP XIRR: 23.35%
  • AUM: ₹10,027 Crores as on 10-07-2025
  • Expense Ratio : 0.39%
  • NAV: ₹118.97
  • Minimum Lump Sum: ₹100
  • Minimum SIP: ₹100
  • This Mid Cap mutual fund has the lowest expense ratio among the top 10. 

10. Baroda BNP Paribas Mid Cap Direct Growth

  • 10-Year SIP XIRR: 22.99%
  • AUM: ₹2,136 Crores as on 10-07-2025
  • Expense Ratio : 0.56%
  • NAV: ₹120.25
  • Minimum Lump Sum: ₹5,000
  • Minimum SIP: ₹500
  • A good option for mid-cap exposure, especially for those seeking diversification.

Table showing Top 10 Funds With Highest SIP Returns in 10 Years

RankFund Name10-Yr SIP XIRR (%)Fund Size (₹ Cr)ER (%)NAV (₹)Min. Lump Sum (₹)Min. SIP (₹)
1Quant Small Cap Direct Growth26.8028,2050.65285.025,0001,000
2Nippon India Small Cap Direct Growth25.0766,6010.64194.41N/A100
3Quant Infrastructure Direct Growth24.723,3700.6541.895,0001,000
4Motilal Oswal Midcap Fund Direct Growth23.9033,0530.68117.86500500
5Quant ELSS Tax Saver Direct Growth23.5111,3290.51414.77500500
6ICICI Prudential Infrastructure Direct Growth23.508,0421.14215.865,000100
7Invesco India Infrastructure Direct Growth23.411,6050.8478.581,000500
8Invesco India MidCap Direct Growth23.367,4230.63216.551,000500
9Edelweiss MidCap Direct Growth23.3510,0270.39118.97100100
10Baroda BNP Paribas Mid Cap Direct Growth22.992,1360.56120.255,000500

Final Thoughts

The article puts light on how disciplined investing can generate significant wealth. While past performance doesn’t guarantee future results, these funds have shown resilience and strong management over an entire decade.

Written by Prajwal Hegde

The post Top 10 Best Performing Mutual Funds with Highest Returns in Last 10 Years – Do You Own Any? appeared first on Trade Brains.

What's Your Reaction?

like

dislike

love

funny

angry

sad

wow